Plan Ledger DOL Form 5500 · updated monthly

Zinus USA401(k)

ZINUS USA 401(K) PLAN · MCDONOUGH, GA · plan year 2023

Reported admin expense ratio · 2023
1.13%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Zinus USA reported $11,603 in plan administrative expenses for 2023: 1.13% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,879 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 1.40% to 1.13%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Georgia (2,016th of 2,160), and 13,175th of 13,661 in manufacturing. In 2023, employees put in $1.54 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,250,582
Participants with balances86
Active participants113
Employer contributions$212,330
Employee contributions$327,529
Employer contribution per active participant$1,879
Average account balance$14,542
Benefits paid to participants$239,864
Plan auditUnmodified (clean) audit opinion
AuditorRESJ. P.C.
Plan history2
Yearassets · accounts · employer contribution
2023$1.3M · 86 accts · $212K emplr
2022$799K · 104 accts · $250K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$7,257
Investment management$4,346
Total administrative$11,603
The Zinus USA 401(k) match · 2023
Employer contribution per active participant$1,879
Median for plans this size$1,308
2023$1,879 per active participant
2022$1,594 per active participant

Zinus USA's 2023 employer contribution ran above the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
ADP, INC. · Loan processing · Recordkeeping$7,256

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$11,603 · 1.13%
2022$8,567 · 1.40%
Similar plansManufacturing · Georgia
Erdrich USA, Inc. GA$1.4M · 0.51%
Mallaghan (Ga), Inc. GA$1.3M · 0.17%
Wire Tech, LTD GA$1.2M · 0.00%
Walker Capital, Inc. GA$1.2M · 1.39%
Lake Foods, Inc. GA$1.2M · 1.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 851716388 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.