Plan Ledger DOL Form 5500 · updated monthly

Ziegler Lumber Company401(k)

ZIEGLER LUMBER CO. 401(K) PLAN · SPOKANE, WA · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ziegler Lumber Company reported $675 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $465 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.011% to 0.012%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Washington (1,264th of 1,714), and 3,406th of 5,215 in retail trade. In 2024, employees put in $6.57 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,364,437
Participants with balances120
Active participants154
Employer contributions$71,578
Employee contributions$470,266
Employer contribution per active participant$465
Average account balance$53,037
Benefits paid to participants$300,099
Plan auditUnmodified (clean) audit opinion
AuditorFRUCI & ASSOCIATES, PS
Plan history3
Yearassets · accounts · employer contribution
2024$6.4M · 120 accts · $72K emplr
2023$5.2M · 128 accts · $71K emplr
2022$4.0M · 126 accts · $59K emplr
The Ziegler Lumber Company 401(k) match · 2024
Employer contribution per active participant$465
Median for plans this size$1,313
2024$465 per active participant
2023$449 per active participant
2022$379 per active participant

Ziegler Lumber Company's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$675 · 0.01%
2023$275 · 0.01%
2022$475 · 0.01%
Same employer
Similar plansRetail Trade · Washington
Sound Ford, Inc WA$7.0M · 1.02%
Evergreen Ford WA$6.9M · 0.67%
Rodland Motor Company WA$6.6M · 0.31%
Valley Cash & Carry WA$5.0M · 0.53%
New Nwf LLC WA$4.9M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910714519 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.