Plan Ledger DOL Form 5500 · updated monthly

Zeno Management, Inc.401(k)

ZENO MANAGEMENT, INC. 401(K) PLAN · SAN DIEGO, CA · plan year 2025

Reported admin expense ratio · 2025
0.52%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Zeno Management, Inc. reported $123,295 in plan administrative expenses for 2025: 0.52% of average plan assets, higher than ~75% of peers. Employer contributions averaged $13,572 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.41% to 0.52%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 3,103rd-largest of 9,483 plans among California employers on file, and the 4,747th of 11,654 in professional & technical services. In 2025, employees put in $1.95 for every $1.00 the employer contributed; active participation has shrunk from 166 to 106 since 2023.

Plan summary
Net assets, end of year$25,047,056
Participants with balances201
Active participants106
Employer contributions$1,438,678
Employee contributions$2,809,183
Employer contribution per active participant$13,572
Average account balance$124,612
Benefits paid to participants$5,820,882
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2025$25.0M · 201 accts · $1.4M emplr
2024$22.3M · 237 accts · $1.7M emplr
2023$17.3M · 220 accts · $1.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$40,004
Investment management$83,291
Total administrative$123,295
The Zeno Management, Inc. 401(k) match · 2025
Employer contribution per active participant$13,572
Median for plans this size$2,666
2025$13,572 per active participant
2024$10,289 per active participant
2023$9,239 per active participant

Zeno Management, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
JOHN HANCOCK · Recordkeeping · Loan processing$42,400
INTEGRATED WEALTH CONCEPTS LLC · Investment advisory (plan)$62,207
ONE DIGITAL INVESTMENTS ADVISORS · Investment advisory (plan)$18,688

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$123,295 · 0.52%
2024$97,796 · 0.49%
2023$57,695 · 0.41%
Similar plansProfessional & Technical Services · California
Abzena San Diego Inc. CA$25.2M · 0.53%
Aviatrix Systems, Inc. CA$25.1M · 0.21%
Refurb Holdings LLC CA$25.1M · 0.26%
Tickets.com. LLC CA$25.0M · 0.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 823938622 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.