Plan Ledger DOL Form 5500 · updated monthly

Zachys Wine & Liquor401(k)

ZACHYS WINE & LIQUOR 401(K) PROFIT SHARING PLAN · PORT CHESTER, NY · plan year 2022

Reported admin expense ratio · 2022
0.56%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Zachys Wine & Liquor reported $21,538 in plan administrative expenses for 2022: 0.56% of average plan assets, above the peer median. Employer contributions averaged $799 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in New York (4,718th of 5,648), and 4,122nd of 5,215 in retail trade. In 2022, employees put in $5.75 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,784,148
Participants with balances86
Active participants119
Employer contributions$95,049
Employee contributions$546,862
Employer contribution per active participant$799
Average account balance$44,002
Benefits paid to participants$285,739
Plan auditUnmodified (clean) audit opinion
AuditorERNEST D. LOEWENWARTER AND CO. LLP
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$7,062
Investment management$6,310
Professional / advisory$8,166
Total administrative$21,538
The Zachys Wine & Liquor 401(k) match · 2022
Employer contribution per active participant$799
Median for plans this size$1,114

Zachys Wine & Liquor's 2022 employer contribution ran below the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$21,538 · 0.56%
Similar plansRetail Trade · New York
Kleinfeld Bridal Corp. NY$4.0M · 0.01%
Cancos Tile & Stone LLC NY$4.0M · 0.29%
Mm. Lafleur Inc. NY$3.9M · 0.87%
Cayuga Nation of Indians NY$3.8M · 0.48%
Uncle G's Management Corp NY$3.8M · 1.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 131924403 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.