Plan Ledger DOL Form 5500 · updated monthly

Z-Golf Course Food and Beverage401(k)

Z-GOLF COURSE FOOD AND BEVERAGE SERVICES, LLC 401K PROFIT SHARIN · TEMECULA, CA · plan year 2024

Reported admin expense ratio · 2024
0.49%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Z-Golf Course Food and Beverage reported $68,969 in plan administrative expenses for 2024: 0.49% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,464 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.49%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 4,361st-largest of 9,483 plans among California employers on file, and the 404th of 2,240 in accommodation & food services. In 2024, employees put in $1.89 for every $1.00 the employer contributed; active participation has grown from 422 to 595 since 2022.

Plan summary
Net assets, end of year$15,192,347
Participants with balances377
Active participants595
Employer contributions$871,156
Employee contributions$1,643,023
Employer contribution per active participant$1,464
Average account balance$40,298
Benefits paid to participants$2,232,973
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$15.2M · 377 accts · $871K emplr
2023$13.0M · 329 accts · $727K emplr
2022$9.7M · 284 accts · $563K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,339
Total administrative$68,969
The Z-Golf Course Food and Beverage 401(k) match · 2024
Employer contribution per active participant$1,464
Median for plans this size$2,416
2024$1,464 per active participant
2023$1,405 per active participant
2022$1,335 per active participant

Z-Golf Course Food and Beverage's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LPL FINANCIAL · Recordkeeping · Trustee$58,630
ADP, INC. · Loan processing · Recordkeeping$10,338

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, LPL Financial
2023ADP, LPL Financial

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$68,969 · 0.49%
2023$57,619 · 0.51%
2022$50,724 · 0.51%
Same employer
Similar plansAccommodation & Food Services · California
Lawry's Restaurant, Inc. CA$15.5M · 0.50%
Ssd Management II LLC CA$15.5M · 0.35%
Islands Restaurants, LLC CA$15.3M · 0.60%
Southwind Foods, LLC CA$14.9M · 0.69%
Woodside Hotel Group LTD. CA$14.8M · 0.31%
Sightline Hospitality, LLC CA$14.4M · 0.49%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 770528139 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.