Plan Ledger DOL Form 5500 · updated monthly

Yusen Associates, Inc.401(k)

YUSEN ASSOCIATES, INC. PROFIT SHARING PLAN · BURLINGTON, MA · plan year 2025

Reported admin expense ratio · 2025
0.44%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Yusen Associates, Inc. reported $86,274 in plan administrative expenses for 2025: 0.44% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,323 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.71% to 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is the 1,201st-largest of 2,726 plans among Massachusetts employers on file, and the 1,699th of 4,246 in wholesale trade. In 2025, employees put in $3.43 for every $1.00 the employer contributed; active participation has grown from 141 to 179 since 2022.

Plan summary
Net assets, end of year$22,763,355
Participants with balances168
Active participants179
Employer contributions$415,793
Employee contributions$1,425,866
Employer contribution per active participant$2,323
Average account balance$135,496
Benefits paid to participants$1,186,504
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$22.8M · 168 accts · $416K emplr
2024$16.8M · 153 accts · $377K emplr
2023$13.5M · 138 accts · $371K emplr
2022$11.1M · 133 accts · $319K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$84,449
Total administrative$86,274
The Yusen Associates, Inc. 401(k) match · 2025
Employer contribution per active participant$2,323
Median for plans this size$2,666
2025$2,323 per active participant
2024$2,340 per active participant
2023$2,507 per active participant
2022$2,265 per active participant

Yusen Associates, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$42,608
NBT BANK NA DBA TPA EXPERTS · Contract administrator$1,100
CARON & BLETZER PLLC · Accounting / audit$500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$86,274 · 0.44%
2024$68,581 · 0.45%
2023$80,232 · 0.65%
2022$85,588 · 0.71%
Same employer
Similar plansWholesale Trade · Massachusetts
Asahi/America, Inc MA$24.1M · 0.08%
Pierce Aluminum Co., Inc. MA$23.6M · 0.09%
Rex Lumber Company MA$22.9M · 0.47%
Dennis K. Burke, Inc. MA$21.5M · 0.40%
D.B. Roberts, Inc. MA$20.7M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043459585 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.