Plan Ledger DOL Form 5500 · updated monthly

Youth Guidance401(k)

EMPLOYEE BENEFIT PLAN OF YOUTH GUIDANCE · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
1.33%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Youth Guidance reported $95,353 in plan administrative expenses for 2024: 1.33% of average plan assets, higher than ~90% of peers. Employer contributions averaged $440 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.33%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Illinois (2,613th of 3,702), and 6,485th of 11,911 in health care & social assistance. In 2024, employees put in $5.97 for every $1.00 the employer contributed; active participation has grown from 304 to 411 since 2022.

Plan summary
Net assets, end of year$7,933,151
Participants with balances466
Active participants411
Employer contributions$180,898
Employee contributions$1,079,911
Employer contribution per active participant$440
Average account balance$17,024
Benefits paid to participants$598,151
Plan auditUnmodified (clean) audit opinion
AuditorEIFEL RAMBO ADVISORY GROUP LTD
Plan history3
Yearassets · accounts · employer contribution
2024$7.9M · 466 accts · $181K emplr
2023$6.4M · 432 accts · $130K emplr
2022$5.0M · 341 accts · $128K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$68,056
Investment management$27,297
Total administrative$95,353
The Youth Guidance 401(k) match · 2024
Employer contribution per active participant$440
Median for plans this size$1,313
2024$440 per active participant
2023$340 per active participant
2022$421 per active participant

Youth Guidance's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRIAD ADVISORS INC · Investment advisory (plan)$20,605
OSAIC WEALTH INC · Investment advisory (plan)$5,770
EMPOWER ADVISORY GROUP, LLC · Investment management$922

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$95,353 · 1.33%
2023$73,005 · 1.28%
2022$66,982 · 1.28%
Same employer
Similar plansHealth Care & Social Assistance · Illinois
Eden Senior Care LLC IL$8.1M · 0.70%
T.A.S.C. Inc. IL$8.1M · 0.89%
Service, Inc. of Illinois IL$8.0M · 0.09%
Family Focus IL$7.9M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 362167032 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.