Plan Ledger DOL Form 5500 · updated monthly

Youth Dynamics, Inc.403(b)

YOUTH DYNAMICS, INC. EMPLOYER SPONSORED PLAN · BILLINGS, MT · plan year 2023

Reported admin expense ratio · 2023
0.77%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Youth Dynamics, Inc. reported $19,242 in plan administrative expenses for 2023: 0.77% of average plan assets, above the peer median. Employer contributions averaged $460 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.65% to 0.77%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Montana (201st of 229), and 9,442nd of 11,911 in health care & social assistance. In 2023, employees put in $1.61 for every $1.00 the employer contributed; active participation has shrunk from 434 to 363 since 2022.

Plan summary
Net assets, end of year$2,756,742
Participants with balances150
Active participants363
Employer contributions$167,046
Employee contributions$268,355
Employer contribution per active participant$460
Average account balance$18,378
Benefits paid to participants$402,273
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0 · $59K emplr
2023$2.8M · 150 accts · $167K emplr
2022$2.3M · 165 accts · $150K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$19,242
Total administrative$19,242
Employer contributions to the Youth Dynamics, Inc. plan · 2023
Employer contribution per active participant$460
Median for plans this size$1,308
2023$460 per active participant
2022$346 per active participant

Youth Dynamics, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
ALLIED INVESTMENT ADVISORS LLC · Investment advisory (plan)$8,468

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024Not separately reported
2023$19,242 · 0.77%
2022$12,863 · 0.65%
Same employer
Similar plansHealth Care & Social Assistance · Montana
Center for Mental Health MT$3.3M · 1.46%
Deer Lodge Medical Center MT$3.1M · 0.11%
West Mont MT$1.8M · 0.45%
Opportunities, Inc. MT$1.0M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810457323 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.