Plan Ledger DOL Form 5500 · updated monthly

Xtant Medical Inc.401(k)

XTANT MEDICAL 401(K) PLAN · BELGRADE, MT · plan year 2025

Reported admin expense ratio · 2025
0.04%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Xtant Medical Inc. reported $4,353 in plan administrative expenses for 2025: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,180 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.04%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 103rd-largest of 229 plans among Montana employers on file, and 6,949th of 11,654 in professional & technical services. In 2025, employees put in $1.96 for every $1.00 the employer contributed; active participation has grown from 128 to 152 since 2022.

Plan summary
Net assets, end of year$13,534,857
Participants with balances224
Active participants152
Employer contributions$635,435
Employee contributions$1,244,246
Employer contribution per active participant$4,180
Average account balance$60,423
Benefits paid to participants$1,628,127
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$13.5M · 224 accts · $635K emplr
2024$11.2M · 228 accts · $721K emplr
2023$7.5M · 201 accts · $515K emplr
2022$5.7M · 159 accts · $375K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,679
Investment management$674
Total administrative$4,353
The Xtant Medical Inc. 401(k) match · 2025
Employer contribution per active participant$4,180
Median for plans this size$2,666
2025$4,180 per active participant
2024$3,899 per active participant
2023$2,925 per active participant
2022$2,932 per active participant

Xtant Medical Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
ADP, INC. · Recordkeeping · Loan processing$3,679

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ADP
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$4,353 · 0.04%
2024$2,930 · 0.03%
2023$2,561 · 0.04%
2022$690 · 0.01%
Same employer
Similar plansProfessional & Technical Services · Montana
Dj&A, P.C. MT$19.3M · 0.18%
Wgm Group, Inc. MT$19.1M · 0.20%
A&E Design, Inc. MT$18.9M · 0.68%
Foundant Technologies MT$10.3M · 0.85%
Energy Laboratories, Inc. MT$8.6M · 0.51%
Wildfire Defense Systems MT$6.3M · 0.57%
Alternatives, Inc. MT$5.3M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 364818217 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.