Plan Ledger DOL Form 5500 · updated monthly

Xmt Services, Inc.401(k)

XCEL HR 401(K) PLAN · ROCKVILLE, MD · plan year 2025

Reported admin expense ratio · 2025
0.67%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Xmt Services, Inc. reported $679,770 in plan administrative expenses for 2025: 0.67% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,974 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.63% to 0.67%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other administrative & support services employers. By assets it is the 156th-largest of 1,671 plans among Maryland employers on file, and the 150th of 2,534 in administrative & support services. In 2025, employees put in $2.02 for every $1.00 the employer contributed; active participation has grown from 1,427 to 1,592 since 2023.

Plan summary
Net assets, end of year$111,245,052
Participants with balances2,052
Active participants1,592
Employer contributions$4,734,778
Employee contributions$9,552,437
Employer contribution per active participant$2,974
Average account balance$54,213
Benefits paid to participants$12,906,593
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2025$111.2M · 2,052 accts · $4.7M emplr
2024$92.8M · 1,740 accts · $4.5M emplr
2023$81.8M · 1,527 accts · $4.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$605,965
Investment management$49,328
Audit (IQPA)$12,500
Total administrative$679,770
The Xmt Services, Inc. 401(k) match · 2025
Employer contribution per active participant$2,974
Median for plans this size$4,093
2025$2,974 per active participant
2024$2,879 per active participant
2023$3,247 per active participant

Xmt Services, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
SLAVIC INTEGRATED ADMINISTRATION · Recordkeeping · Loan processing$486,872
XMT SERVICES, INC. · Plan administrator$119,093
SLAVIC MUTUAL FUND CORPORATION · Investment management$49,328
TEMPLETON & CO. · Accounting / audit$12,500
STEVENS & LEE · Legal$11,977

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Slavic401k
2024Slavic401k
2023Slavic401k

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$679,770 · 0.67%
2024$633,046 · 0.73%
2023$494,398 · 0.63%
Similar plansAdministrative & Support Services · Maryland
Allegis Group, Inc. MD$2.2B · 0.09%
Ziprecruiter, Inc. CA$115.2M · 0.15%
Mag Ds Corp. VA$114.0M · 0.22%
Isolved MI$108.6M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 884345709 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.