Plan Ledger DOL Form 5500 · updated monthly

Xmotors.Ai Inc.401(k)

XMOTORS.AI INC. 401K PLAN · SANTA CLARA, CA · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Xmotors.Ai Inc. reported $10,024 in plan administrative expenses for 2025: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,440 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.33% to 0.11%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in California (5,219th of 9,483), and 8,400th of 13,661 in manufacturing. In 2025, employees put in $5.31 for every $1.00 the employer contributed; active participation has grown from 101 to 135 since 2022.

Plan summary
Net assets, end of year$10,911,915
Participants with balances169
Active participants135
Employer contributions$329,359
Employee contributions$1,747,275
Employer contribution per active participant$2,440
Average account balance$64,568
Benefits paid to participants$1,483,392
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$10.9M · 169 accts · $329K emplr
2024$8.0M · 139 accts · $307K emplr
2023$5.8M · 117 accts · $290K emplr
2022$3.8M · 110 accts · $185K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$6,639
Investment management$3,385
Total administrative$10,024
The Xmotors.Ai Inc. 401(k) match · 2025
Employer contribution per active participant$2,440
Median for plans this size$1,464
2025$2,440 per active participant
2024$2,556 per active participant
2023$2,876 per active participant
2022$1,831 per active participant

Xmotors.Ai Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$800

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

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Administrative cost history4
2025$10,024 · 0.11%
2024$22,112 · 0.32%
2023$15,249 · 0.32%
2022$11,585 · 0.33%
Same employer
Similar plansManufacturing · California
Pulmuone Foods USA, Inc. CA$11.0M · 0.73%
Willow Innovations, Inc CA$10.9M · 0.01%
George Chiala Farms, Inc. CA$10.9M · 0.40%
Eko Devices Inc. CA$10.9M · 0.12%
Domaine Carneros LTD CA$10.8M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 823160099 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.