Plan Ledger DOL Form 5500 · updated monthly

Xceedance, Inc.401(k)

XCEEDANCE, INC. 401(K) RETIREMENT SAVINGS PLAN · WORCESTER, MA · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Xceedance, Inc. reported $19,050 in plan administrative expenses for 2024: 0.38% of average plan assets, below the peer median. Employer contributions averaged $988 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Massachusetts (2,307th of 2,726), and 4,445th of 4,798 in finance & insurance. In 2024, employees put in $4.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,014,690
Participants with balances119
Active participants216
Employer contributions$213,488
Employee contributions$892,940
Employer contribution per active participant$988
Average account balance$42,140
Benefits paid to participants$130,429
Plan auditUnmodified (clean) audit opinion
AuditorRILEY, PENNER & BENTON LLP
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,255
Investment management$11,795
Total administrative$19,050
The Xceedance, Inc. 401(k) match · 2024
Employer contribution per active participant$988
Median for plans this size$1,313

Xceedance, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK RETIREMENT PLAN SVCS · Recordkeeping · Loan processing$7,255
TWELVE POINTS WEALTH MANAGEMENT LLC · Investment advisory (plan)$11,795

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$19,050 · 0.38%
Same employer
Similar plansFinance & Insurance · Massachusetts
Bay State Savings Bank MA$7.5M · 0.00%
Bwc Holdings, Inc. MA$7.3M · 0.43%
Sungage Financial, LLC MA$7.3M · 0.03%
Insurify, Inc MA$5.9M · 0.14%
Gfa Federal Credit Union MA$4.2M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 472037577 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.