Plan Ledger DOL Form 5500 · updated monthly

Wyndham Capital Mortgage, Inc401(k)

WYNDHAM CAPITAL MORTGAGE, INC 401(K) PLAN · CHARLOTTE, NC · plan year 2022

Reported admin expense ratio · 2022
1.13%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Wyndham Capital Mortgage, Inc reported $175,315 in plan administrative expenses for 2022: 1.13% of average plan assets, higher than ~90% of peers. Employer contributions averaged $6,957 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is the 937th-largest of 2,005 plans among North Carolina employers on file, and 3,625th of 4,798 in finance & insurance. In 2022, employees put in $2.00 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,731,944
Participants with balances37
Active participants171
Employer contributions$1,189,564
Employee contributions$2,377,014
Employer contribution per active participant$6,957
Average account balance$371,134
Benefits paid to participants$3,991,509
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $180K emplr
2022$13.7M · 37 accts · $1.2M emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$23,675
Professional / advisory$151,640
Total administrative$175,315
The Wyndham Capital Mortgage, Inc 401(k) match · 2022
Employer contribution per active participant$6,957
Median for plans this size$2,266

Wyndham Capital Mortgage, Inc's 2022 employer contribution ran above the $2,266 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$175,315 · 1.13%
Similar plansFinance & Insurance · North Carolina
Flores & Associates, LLC NC$14.3M · 0.40%
Members Credit Union NC$12.8M · 0.04%
Goprime Mortgage, Inc. NC$9.8M · 0.79%

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Source: U.S. Department of Labor, Form 5500 series, EIN 562237729 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.