Plan Ledger DOL Form 5500 · updated monthly

Wright-Patt Credit Union, Inc.401(k)

WRIGHT-PATT CREDIT UNION, INC. 401(K) PLAN AND TRUST · BEAVERCREEK, OH · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Wright-Patt Credit Union, Inc. reported $134,293 in plan administrative expenses for 2024: 0.11% of average plan assets, below the peer median. Employer contributions averaged $5,344 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.16% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 289th-largest of 3,295 plans among Ohio employers on file, and the 784th of 4,798 in finance & insurance. In 2024, employees put in $1.01 for every $1.00 the employer contributed; active participation has grown from 1,291 to 1,429 since 2022.

Plan summary
Net assets, end of year$137,770,547
Participants with balances1,655
Active participants1,429
Employer contributions$7,636,243
Employee contributions$7,674,456
Employer contribution per active participant$5,344
Average account balance$83,245
Benefits paid to participants$7,733,566
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$137.8M · 1,655 accts · $7.6M emplr
2023$111.1M · 1,598 accts · $6.9M emplr
2022$88.7M · 1,514 accts · $6.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$131,161
Investment management$3,132
Total administrative$134,293
The Wright-Patt Credit Union, Inc. 401(k) match · 2024
Employer contribution per active participant$5,344
Median for plans this size$3,635
2024$5,344 per active participant
2023$4,957 per active participant
2022$4,690 per active participant

Wright-Patt Credit Union, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$131,161

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$134,293 · 0.11%
2023$128,969 · 0.13%
2022$154,092 · 0.16%
Same employer
Similar plansFinance & Insurance · Ohio
Hylant Group, Inc. OH$173.8M · 0.21%
Peoples Bancorp Inc OH$130.2M · 0.20%
Riverside Partners L.L.C. OH$103.2M · 0.00%
Group Plan Systems, LLC OH$102.8M · 1.14%
Premier Financial Corp OH$100.0M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 310278870 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.