Plan Ledger DOL Form 5500 · updated monthly

Wrbm, LLC dba Western River Boat Management, Inc.401(k)

WESTERN RIVERS BOAT MANAGEMENT, INC. RETIREMENT SAVINGS PLAN · PADUCAH, KY · plan year 2024

Reported admin expense ratio · 2024
0.56%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Wrbm, LLC dba Western River Boat Management, Inc. reported $73,208 in plan administrative expenses for 2024: 0.56% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,117 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.56%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 389th-largest of 871 plans among Kentucky employers on file, and the 949th of 2,677 in transportation & warehousing. In 2024, employees put in $1.77 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,830,371
Participants with balances161
Active participants284
Employer contributions$601,309
Employee contributions$1,062,113
Employer contribution per active participant$2,117
Average account balance$85,903
Benefits paid to participants$1,857,171
Plan auditUnmodified (clean) audit opinion
AuditorBLYTHE CPAS, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$13.8M · 161 accts · $601K emplr
2023$12.3M · 156 accts · $590K emplr
2022$10.2M · 155 accts · $582K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$34,757
Investment management$38,451
Total administrative$73,208
The Wrbm, LLC dba Western River Boat Management, Inc. 401(k) match · 2024
Employer contribution per active participant$2,117
Median for plans this size$2,416
2024$2,117 per active participant
2023$2,020 per active participant
2022$1,952 per active participant

Wrbm, LLC dba Western River Boat Management, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIRST HORIZON ADVISORS INC · Investment advisory (plan)$28,052
EMPOWER ADVISORY GROUP, LLC · Investment management$10,399

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$73,208 · 0.56%
2023$58,463 · 0.52%
2022$66,522 · 0.57%
Same employer
Similar plansTransportation & Warehousing · Kentucky
Verst Group Logistics KY$39.9M · 0.41%
James Marine, Inc. KY$32.3M · 0.30%
P&L Transportation, Inc. KY$19.1M · 0.56%
Paschall Truck Lines, Inc KY$12.8M · 1.25%
M & M Cartage, Inc. KY$10.4M · 0.80%
Usher Transport, Inc. KY$7.6M · 0.68%

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Source: U.S. Department of Labor, Form 5500 series, EIN 822517871 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.