Plan Ledger DOL Form 5500 · updated monthly

Wou Holdings, Inc.ESOP

WOU EMPLOYEE STOCK OWNERSHIP 401(K) PLAN · DOVER, NH · plan year 2024

Reported admin expense ratio · 2024
0.47%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Wou Holdings, Inc. reported $78,925 in plan administrative expenses for 2024: 0.47% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,227 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.51% to 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other administrative & support services employers. By assets it is the 185th-largest of 411 plans among New Hampshire employers on file, and the 653rd of 2,534 in administrative & support services. In 2024, employees put in $2.78 for every $1.00 the employer contributed; active participation has grown from 210 to 254 since 2022.

Plan summary
Net assets, end of year$18,485,742
Participants with balances303
Active participants254
Employer contributions$311,607
Employee contributions$867,010
Employer contribution per active participant$1,227
Average account balance$61,009
Benefits paid to participants$517,039
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.5M · 303 accts · $312K emplr
2023$14.9M · 346 accts · $221K emplr
2022$15K · 21 accts · $15K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$78,925
Total administrative$78,925
Employer contributions to the Wou Holdings, Inc. plan · 2024
Employer contribution per active participant$1,227
Median for plans this size$2,416
2024$1,227 per active participant
2023$869 per active participant
2022$70 per active participant

Wou Holdings, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
VALMARK ADVISERS, INC$31,756
ANGELL PENSION GROUP · Other services$7,083
CAPE ANN CAPITAL, INC.$5,979

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$78,925 · 0.47%
2023$38,038 · 0.51%
2022Not separately reported
Similar plansAdministrative & Support Services · New Hampshire
Bankw Staffing, LLC NH$23.3M · 0.19%
Formax, LLC NH$15.0M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 921339193 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.