Plan Ledger DOL Form 5500 · updated monthly

World Acceptance Corporation401(k)

WORLD ACCEPTANCE CORPORATION RETIREMENT SAVINGS PLAN · GREENVILLE, SC · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

World Acceptance Corporation reported $163,144 in plan administrative expenses for 2024: 0.23% of average plan assets, above the peer median. Employer contributions averaged $484 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.22% to 0.23%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 79th-largest of 807 plans among South Carolina employers on file, and the 1,268th of 4,798 in finance & insurance. In 2024, employees put in $2.80 for every $1.00 the employer contributed; active participation has grown from 2,352 to 3,179 since 2022.

Plan summary
Net assets, end of year$72,765,065
Participants with balances1,365
Active participants3,179
Employer contributions$1,537,438
Employee contributions$4,309,035
Employer contribution per active participant$484
Average account balance$53,308
Benefits paid to participants$10,964,727
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$72.8M · 1,365 accts · $1.5M emplr
2023$70.2M · 1,483 accts · $1.5M emplr
2022$61.3M · 1,538 accts · $1.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$115,215
Investment management$47,929
Total administrative$163,144
The World Acceptance Corporation 401(k) match · 2024
Employer contribution per active participant$484
Median for plans this size$3,635
2024$484 per active participant
2023$613 per active participant
2022$659 per active participant

World Acceptance Corporation's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$115,208
MERCER · Investment advisory (plan)$47,929

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$163,144 · 0.23%
2023$146,009 · 0.22%
2022$153,625 · 0.22%
Same employer
Similar plansFinance & Insurance · South Carolina
Illumifin Corporation SC$102.6M · 0.27%
Island Capital Group LLC SC$79.4M · 0.12%
Johnson & Johnson, Inc. SC$55.0M · 0.25%
The Conway National Bank SC$53.4M · 0.21%
Canal Insurance Company SC$51.1M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 570425114 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.