Plan Ledger DOL Form 5500 · updated monthly

Wise Business Forms401(k)

WISE BUSINESS FORMS, INC 401(K) PROFIT SHARING PLAN & TRUST · ALPHARETTA, GA · plan year 2023

Reported admin expense ratio · 2023
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Wise Business Forms reported $7,051 in plan administrative expenses for 2023: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $542 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.022% to 0.024%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other manufacturing employers. By assets it is the 900th-largest of 2,160 plans among Georgia employers on file, and the 6,148th of 13,661 in manufacturing. In 2023, employees put in $3.26 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$18,842,994
Participants with balances190
Active participants233
Employer contributions$126,351
Employee contributions$412,220
Employer contribution per active participant$542
Average account balance$99,174
Benefits paid to participants$1,063,217
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Plan history3
Yearassets · accounts · employer contribution
2024$18.6M · 177 accts · $136K emplr
2023$18.8M · 190 accts · $126K emplr
2022$16.0M · 189 accts · $136K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$5,112
Investment management$1,939
Total administrative$7,051
The Wise Business Forms 401(k) match · 2023
Employer contribution per active participant$542
Median for plans this size$2,440
2024$537 per active participant
2023$542 per active participant
2022$562 per active participant

Wise Business Forms's 2023 employer contribution ran below the $2,440 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$5,112

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,415 · 0.02%
2023$7,051 · 0.04%
2022$4,024 · 0.02%
Same employer
Similar plansManufacturing · Georgia
Jindal Films Americas LLC GA$20.0M · 0.28%
Dulany Industries, Inc. GA$19.8M · 0.40%
Otr Wheel Engineering, Inc. GA$19.7M · 0.47%
Union Agener, Inc. GA$19.3M · 0.37%
Arylessence, Inc. GA$18.8M · 0.41%
Kliklok Corporation GA$18.7M · 0.06%
Tydenbrooks GA$18.5M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251213370 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.