Plan Ledger DOL Form 5500 · updated monthly

Wilmington Savings Fund Society, Fsb401(k)

WSFS FINANCIAL CORPORATION SECTION 401K SAVINGS & RETIREMENT PLAN · WILMINGTON, DE · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Wilmington Savings Fund Society, Fsb reported $308,216 in plan administrative expenses for 2025: 0.11% of average plan assets, above the peer median. Employer contributions averaged $4,865 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.109%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other finance & insurance employers. By assets it is the 17th-largest of 242 plans among Delaware employers on file, and the 443rd of 4,798 in finance & insurance. In 2025, employees put in $1.70 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$304,778,399
Participants with balances2,886
Active participants2,277
Employer contributions$11,076,630
Employee contributions$18,791,974
Employer contribution per active participant$4,865
Average account balance$105,606
Benefits paid to participants$29,397,411
Plan auditUnmodified (clean) audit opinion
AuditorKPMG
Plan history4
Yearassets · accounts · employer contribution
2025$304.8M · 2,886 accts · $11.1M emplr
2024$260.1M · 2,816 accts · $10.3M emplr
2023$219.9M · 2,743 accts · $9.9M emplr
2022$178.8M · 2,509 accts · $9.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$221,051
Investment management$87,165
Total administrative$308,216
The Wilmington Savings Fund Society, Fsb 401(k) match · 2025
Employer contribution per active participant$4,865
Median for plans this size$4,295
2025$4,865 per active participant
2024$3,308 per active participant
2023$4,067 per active participant
2022$3,963 per active participant

Wilmington Savings Fund Society, Fsb's 2025 employer contribution ran above the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EQUITABLE ADVISORS LL · Investment advisory (plan)$87,165
WEB401K · Contract administrator$18,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$308,216 · 0.11%
2024$272,836 · 0.11%
2023$224,346 · 0.11%
2022$207,455 · 0.11%
Same employer
Similar plansFinance & Insurance · Delaware
Navient Corporation DE$721.9M · 0.02%
Aaa Club Alliance Inc. DE$562.4M · 0.16%
Slm Corporation DE$304.0M
The Bancorp, Inc. DE$142.5M · 0.11%
Marlette Funding, LLC DE$52.3M · 0.33%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 510054940 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.