Plan Ledger DOL Form 5500 · updated monthly

Williams Lumber Inc.401(k)

WILLIAMS LUMBER INC. 401(K) PROFIT SHARING PLAN · RHINEBECK, NY · plan year 2025

Reported admin expense ratio · 2025
0.35%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Williams Lumber Inc. reported $52,934 in plan administrative expenses for 2025: 0.35% of average plan assets, above the peer median. Employer contributions averaged $767 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.39% to 0.35%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in New York (2,848th of 5,648), and the 1,802nd of 5,215 in retail trade. In 2025, employees put in $2.79 for every $1.00 the employer contributed; active participation has grown from 261 to 324 since 2022.

Plan summary
Net assets, end of year$16,088,225
Participants with balances324
Active participants324
Employer contributions$248,559
Employee contributions$694,638
Employer contribution per active participant$767
Average account balance$49,655
Benefits paid to participants$1,465,572
Plan auditUnmodified (clean) audit opinion
AuditorUHY, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$16.1M · 324 accts · $249K emplr
2024$14.2M · 302 accts · $197K emplr
2023$12.7M · 271 accts · $192K emplr
2022$11.4M · 281 accts · $190K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,425
Investment management$49,509
Total administrative$52,934
The Williams Lumber Inc. 401(k) match · 2025
Employer contribution per active participant$767
Median for plans this size$2,666
2025$767 per active participant
2024$612 per active participant
2023$728 per active participant
2022$727 per active participant

Williams Lumber Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PASQUA THOMAS · Investment advisory (plan)$49,509
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$3,425

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$52,934 · 0.35%
2024$48,980 · 0.36%
2023$44,650 · 0.37%
2022$50,315 · 0.39%
Same employer
Similar plansRetail Trade · New York
Joe Basil Chevrolet NY$16.9M · 0.41%
Vroom Inc. NY$16.3M · 0.74%
Ro-Zap Enterprises, Inc. NY$16.3M · 0.51%
Simmons Rockwell NY$16.0M · 0.51%
Hauser & Wirth, Inc. NY$15.9M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 141279525 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.