Plan Ledger DOL Form 5500 · updated monthly

White-Spunner Construction, LLC401(k)

WHITE-SPUNNER CONSTRUCTION, LLC.401(K) PLAN · MOBILE, AL · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

White-Spunner Construction, LLC reported $46,177 in plan administrative expenses for 2024: 0.42% of average plan assets, above the peer median. Employer contributions averaged $7,340 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 415th-largest of 902 plans among Alabama employers on file, and 2,811th of 5,337 in construction. In 2024, the employer put in $1.46 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$12,002,295
Participants with balances155
Active participants129
Employer contributions$946,888
Employee contributions$647,332
Employer contribution per active participant$7,340
Average account balance$77,434
Benefits paid to participants$1,141,299
Plan auditUnmodified (clean) audit opinion
AuditorWILKINS MILLER, LLC
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,176
Investment management$28,001
Total administrative$46,177
The White-Spunner Construction, LLC 401(k) match · 2024
Employer contribution per active participant$7,340
Median for plans this size$2,416

White-Spunner Construction, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
REGIONS BANK · Investment advisory (plan)$28,001
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$18,176

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$46,177 · 0.42%
Same employer
Similar plansConstruction · Alabama
Gulf Equipment Corporation AL$14.6M · 0.44%
Bright Future Electric, LLC AL$13.8M · 0.04%
Davidson Homes, LLC AL$9.9M · 0.31%
Blox LLC AL$9.8M · 0.74%

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Source: U.S. Department of Labor, Form 5500 series, EIN 853838715 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.