Plan Ledger DOL Form 5500 · updated monthly

Wheaton College403(b)

WHEATON COLLEGE RETIREMENT PLAN · WHEATON, IL · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Wheaton College reported $73,505 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,358 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.08% to 0.03%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other educational services employers. By assets it is the 267th-largest of 3,702 plans among Illinois employers on file, and the 216th of 3,091 in educational services. In 2025, employees put in $1.41 for every $1.00 the employer contributed; active participation has grown from 661 to 1,209 since 2022.

Plan summary
Net assets, end of year$260,148,930
Participants with balances1,445
Active participants1,209
Employer contributions$2,851,086
Employee contributions$4,016,235
Employer contribution per active participant$2,358
Average account balance$180,034
Benefits paid to participants$20,116,667
Plan auditDisclaimer of opinion
Plan history4
Yearassets · accounts · employer contribution
2025$260.1M · 1,445 accts · $2.9M emplr
2024$238.7M · 1,437 accts · $2.7M emplr
2023$228.2M · 1,421 accts · $2.7M emplr
2022$205.4M · 1,454 accts · $2.7M emplr
Employer contributions to the Wheaton College plan · 2025
Employer contribution per active participant$2,358
Median for plans this size$4,093
2025$2,358 per active participant
2024$2,030 per active participant
2023$2,609 per active participant
2022$4,020 per active participant

Wheaton College's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
TIAA - TEACHERS INSURANCE & ANNUITY · Insurance services · Recordkeeping$117,667
FIDUCIENT ADVISORS, LLC · Investment advisory (plan) · Investment management$69,863
SIKICH CPA LLC · Accounting / audit$21,008
PRAIRIE INVESTMENT ADVISORS · Investment advisory (plan)$15,476

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025TIAA
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$73,505 · 0.03%
2024$56,973 · 0.02%
2023$177,400 · 0.08%
2022$176,474 · 0.08%
Same employer
Similar plansEducational Services · Illinois
Midwestern University IL$507.7M · 0.03%
Bradley University IL$365.7M · 0.06%
Columbia College Chicago IL$233.0M · 0.06%
Devry University, Inc. IL$219.4M · 0.10%
North Central College IL$179.5M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 362182171 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.