Plan Ledger DOL Form 5500 · updated monthly

Western Youth Services403(b)

WESTERN YOUTH SERVICES 403(B) RETIREMENT SAVINGS AND INCENTIVE PLAN · LAGUNA HILLS, CA · plan year 2024

Reported admin expense ratio · 2024
0.54%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Western Youth Services reported $71,974 in plan administrative expenses for 2024: 0.54% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,341 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.36% to 0.54%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 4,549th-largest of 9,483 plans among California employers on file, and the 4,667th of 11,911 in health care & social assistance. In 2024, employees put in $2.24 for every $1.00 the employer contributed; active participation has grown from 238 to 295 since 2022.

Plan summary
Net assets, end of year$14,105,963
Participants with balances299
Active participants295
Employer contributions$395,564
Employee contributions$885,910
Employer contribution per active participant$1,341
Average account balance$47,177
Benefits paid to participants$1,010,990
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.1M · 299 accts · $396K emplr
2023$12.5M · 287 accts · $324K emplr
2022$11.6M · 251 accts · $241K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$71,974
Total administrative$71,974
Employer contributions to the Western Youth Services plan · 2024
Employer contribution per active participant$1,341
Median for plans this size$2,416
2024$1,341 per active participant
2023$1,136 per active participant
2022$1,011 per active participant

Western Youth Services's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
VARIABLE ANNUITY LIFE INSURANCE CO · Custodial (securities) · Securities brokerage$72,436

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$71,974 · 0.54%
2023$50,129 · 0.42%
2022$38,821 · 0.36%
Same employer
Similar plansHealth Care & Social Assistance · California
Vnacare CA$14.1M · 0.14%
Maryvale CA$14.1M · 0.02%
Elwyn California CA$14.1M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953407054 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.