Plan Ledger DOL Form 5500 · updated monthly

Western Refinery Services, Inc.401(k)

WESTERN REFINERY SERVICES, INC. 401(K) PLAN · FERNDALE, WA · plan year 2024

Reported admin expense ratio · 2024
0.55%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Western Refinery Services, Inc. reported $64,885 in plan administrative expenses for 2024: 0.55% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,936 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.58% to 0.55%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Washington (910th of 1,714), and 2,669th of 5,337 in construction. In 2024, employees put in $2.40 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,144,236
Participants with balances167
Active participants195
Employer contributions$377,477
Employee contributions$904,750
Employer contribution per active participant$1,936
Average account balance$78,708
Benefits paid to participants$462,155
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$13.1M · 167 accts · $377K emplr
2023$10.6M · 144 accts · $350K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,533
Investment management$44,245
Trustee / custodial$6,107
Total administrative$64,885
The Western Refinery Services, Inc. 401(k) match · 2024
Employer contribution per active participant$1,936
Median for plans this size$2,416
2024$1,936 per active participant
2023$1,649 per active participant

Western Refinery Services, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AMERICAN NORTHWEST RPS · Recordkeeping · Loan processing$14,533
AMERICAN NORTHWEST ADVISORY SERVICE · Investment advisory (plan)$44,247

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AMERICAN NORTHWEST RPS
2023AMERICAN NORTHWEST RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$64,885 · 0.55%
2023$56,846 · 0.58%
Same employer
Similar plansConstruction · Washington
Charter Construction, Inc. WA$14.2M · 0.16%
Nutter Corporation WA$13.8M · 0.68%
Dawson Construction, LLC WA$12.8M · 0.34%
Aa Asphalting, LLC WA$12.8M · 0.70%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911473401 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.