Plan Ledger DOL Form 5500 · updated monthly

Western Nephrology & Metabolic Bone Disease, P.C.401(k)

WESTERN NEPHROLOGY AND METABOLIC BONE DISEASE, P.C. EMPLOYEE PROFIT-SHARING PLAN AND TRUST · WHEAT RIDGE, CO · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Western Nephrology & Metabolic Bone Disease, P.C. reported $84,394 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $4,864 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 352nd-largest of 1,461 plans among Colorado employers on file, and the 2,595th of 11,911 in health care & social assistance. In 2024, employees put in $1.62 for every $1.00 the employer contributed; active participation has grown from 87 to 103 since 2022.

Plan summary
Net assets, end of year$32,622,500
Participants with balances289
Active participants103
Employer contributions$500,973
Employee contributions$810,799
Employer contribution per active participant$4,864
Average account balance$112,881
Benefits paid to participants$3,350,291
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$32.6M · 289 accts · $501K emplr
2023$30.6M · 309 accts · $508K emplr
2022$24.8M · 249 accts · $469K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$37,184
Investment management$34,476
Audit (IQPA)$12,734
Total administrative$84,394
The Western Nephrology & Metabolic Bone Disease, P.C. 401(k) match · 2024
Employer contribution per active participant$4,864
Median for plans this size$2,416
2024$4,864 per active participant
2023$4,982 per active participant
2022$5,387 per active participant

Western Nephrology & Metabolic Bone Disease, P.C.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
COOK STREET CONSULTING INC · Investment advisory (plan)$15,000
BROCK AND COMPANY CPAS PC · Accounting / audit$12,734
EMPOWER ADVISORY GROUP, LLC · Investment management$11,976
MORGAN STANLEY CAPITAL MANAGEMENT I · Investment advisory (plan)$7,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$84,394 · 0.27%
2023$80,624 · 0.29%
2022$74,325 · 0.28%
Similar plansHealth Care & Social Assistance · Colorado
San Luis Valley Health CO$36.8M · 0.21%
Clinica Family Health CO$33.8M · 0.49%
Sagility Operations Inc CO$31.1M · 1.96%
Ob/Gyn Affiliates CO$30.4M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841460205 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.