Plan Ledger DOL Form 5500 · updated monthly

Westchester Country Club401(k)

WESTCHESTER COUNTRY CLUB 401(K) PLAN AND TRUST · RYE, NY · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Westchester Country Club reported $2,925 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,897 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.03% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is among the smaller plans on file in New York (3,192nd of 5,648), and the 574th of 1,311 in arts, entertainment & recreation. In 2024, employees put in $2.54 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,061,609
Participants with balances179
Active participants134
Employer contributions$254,232
Employee contributions$645,993
Employer contribution per active participant$1,897
Average account balance$72,970
Benefits paid to participants$515,612
Plan auditUnmodified (clean) audit opinion
AuditorCONDON O ' MEARA
Plan history3
Yearassets · accounts · employer contribution
2024$13.1M · 179 accts · $254K emplr
2023$10.9M · 174 accts · $255K emplr
2022$8.6M · 165 accts · $269K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,475
Total administrative$2,925
The Westchester Country Club 401(k) match · 2024
Employer contribution per active participant$1,897
Median for plans this size$2,416
2024$1,897 per active participant
2023$1,903 per active participant
2022$1,962 per active participant

Westchester Country Club's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$2,925 · 0.02%
2023$2,450 · 0.03%
2022$2,600 · 0.03%
Same employer
Similar plansArts, Entertainment & Recreation · New York
Fenimore Art Museum NY$14.5M · 0.00%
Underdog Sports, Inc. NY$14.4M · 0.61%
Neue Galerie New York NY$12.9M · 0.47%
Intrepid Museum Foundation NY$12.5M · 0.03%
Better Collective USA, Inc. NY$12.1M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 131737009 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.