Plan Ledger DOL Form 5500 · updated monthly

West Harbor Healthcare LLC401(k)

WEST HARBOR HEALTHCARE 401(K) PLAN · CARLSBAD, CA · plan year 2024

Reported admin expense ratio · 2024
0.75%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

West Harbor Healthcare LLC reported $42,037 in plan administrative expenses for 2024: 0.75% of average plan assets, above the peer median. Employer contributions averaged $625 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.84% to 0.75%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (6,481st of 9,483), and 7,083rd of 11,911 in health care & social assistance. In 2024, employees put in $2.14 for every $1.00 the employer contributed; active participation has grown from 570 to 710 since 2022.

Plan summary
Net assets, end of year$6,534,167
Participants with balances200
Active participants710
Employer contributions$444,012
Employee contributions$952,071
Employer contribution per active participant$625
Average account balance$32,671
Benefits paid to participants$279,559
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI
Plan history3
Yearassets · accounts · employer contribution
2024$6.5M · 200 accts · $444K emplr
2023$4.7M · 190 accts · $391K emplr
2022$2.9M · 178 accts · $282K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,586
Investment management$32,124
Total administrative$42,037
The West Harbor Healthcare LLC 401(k) match · 2024
Employer contribution per active participant$625
Median for plans this size$1,313
2024$625 per active participant
2023$664 per active participant
2022$495 per active participant

West Harbor Healthcare LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
RESOURCE INVESTMENT ADVISORS · Investment advisory (participants)$25,772
WILSHIRE ASSOCIATES, INC. · Investment advisory (participants)$2,577

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$42,037 · 0.75%
2023$34,164 · 0.90%
2022$22,796 · 0.84%
Same employer
Similar plansHealth Care & Social Assistance · California
Octave Health Group Inc. CA$6.6M · 0.19%
Mdrs Holdings, Inc. CA$6.6M · 1.03%
The Whole Child CA$6.6M · 0.06%
Horizon Services, Inc. CA$6.5M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 813033798 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.