Plan Ledger DOL Form 5500 · updated monthly

West County Health Centers Inc.403(b)

WEST COUNTY HEALTH CENTERS INC. 403B PLAN · SEBASTOPOL, CA · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

West County Health Centers Inc. reported $3,064 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,173 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.032%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (5,343rd of 9,483), and the 5,590th of 11,911 in health care & social assistance. In 2024, employees put in $3.94 for every $1.00 the employer contributed; active participation has grown from 170 to 201 since 2022.

Plan summary
Net assets, end of year$10,395,677
Participants with balances278
Active participants201
Employer contributions$235,758
Employee contributions$929,264
Employer contribution per active participant$1,173
Average account balance$37,395
Benefits paid to participants$642,955
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$10.4M · 278 accts · $236K emplr
2023$8.5M · 258 accts · $218K emplr
2022$6.8M · 230 accts · $186K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,064
Total administrative$3,064
Employer contributions to the West County Health Centers Inc. plan · 2024
Employer contribution per active participant$1,173
Median for plans this size$1,313
2024$1,173 per active participant
2023$1,213 per active participant
2022$1,093 per active participant

West County Health Centers Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$3,414
LINCOLN NATIONAL CORPORATION · Contract administrator$400
GLOBAL RETIREMENT PARTNERS · Investment managementindirect comp
WELLTH ADVISORY SERVICES · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,064 · 0.03%
2023$1,830 · 0.02%
2022$2,291 · 0.03%
Same employer
Similar plansHealth Care & Social Assistance · California
San Diego Youth Services CA$10.5M · 0.02%
Lincoln CA$10.4M · 0.00%
National Renal Care, LLC CA$10.4M · 0.79%
Front St. Inc. CA$10.4M · 0.01%
The Trevor Project, Inc. CA$10.3M · 0.26%
Valley Community Healthcare CA$10.3M · 0.63%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 237310613 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.