Plan Ledger DOL Form 5500 · updated monthly

Ward Transport & Logistics Corp.401(k)

WARD TRANSPORT & LOGISTICS CORP. 401(K) PROFIT SHARING PLAN · ALTOONA, PA · plan year 2025

Reported admin expense ratio · 2025
0.34%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Ward Transport & Logistics Corp. reported $317,812 in plan administrative expenses for 2025: 0.34% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,702 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.14% to 0.34%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 476th-largest of 3,651 plans among Pennsylvania employers on file, and the 244th of 2,677 in transportation & warehousing. In 2025, employees put in $3.47 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$99,323,196
Participants with balances1,787
Active participants1,528
Employer contributions$2,601,239
Employee contributions$9,035,449
Employer contribution per active participant$1,702
Average account balance$55,581
Benefits paid to participants$13,626,628
Plan auditDisclaimer of opinion
AuditorYOUNG OAKES BROWN & COMPANY
Plan history4
Yearassets · accounts · employer contribution
2025$99.3M · 1,787 accts · $2.6M emplr
2024$87.6M · 1,837 accts · $2.5M emplr
2023$78.8M · 1,809 accts · $2.5M emplr
2022$65.5M · 1,671 accts · $2.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$237,876
Investment management$79,936
Total administrative$317,812
The Ward Transport & Logistics Corp. 401(k) match · 2025
Employer contribution per active participant$1,702
Median for plans this size$4,093
2025$1,702 per active participant
2024$1,584 per active participant
2023$1,610 per active participant
2022$1,733 per active participant

Ward Transport & Logistics Corp.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$237,876
HENDERSON BROTHERS FINANCIAL PARTNE · Investment advisory (plan)$46,862
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$33,074
YOUNG, OAKES, BROWN & CO. · Accounting / auditindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$317,812 · 0.34%
2024$289,850 · 0.35%
2023$257,080 · 0.36%
2022$102,549 · 0.14%
Same employer
Similar plansTransportation & Warehousing · Pennsylvania
A. Duie Pyle, Incorporated PA$292.1M · 0.14%
Armada Partners LP PA$90.7M · 0.16%
Pilot Air Freight, LLC PA$88.0M · 0.85%
Tait, LLC PA$74.9M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231299361 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.