Plan Ledger DOL Form 5500 · updated monthly

Wagstaff, Inc.401(k)

WAGSTAFF, INC. 401(K) SAVINGS AND RETIREMENT PLAN · SPOKANE VALLEY, WA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Wagstaff, Inc. reported $20,017 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6,491 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 134th-largest of 1,714 plans among Washington employers on file, and the 1,552nd of 13,661 in manufacturing. In 2024, employees put in $1.27 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$131,463,076
Participants with balances607
Active participants481
Employer contributions$3,122,174
Employee contributions$3,954,995
Employer contribution per active participant$6,491
Average account balance$216,578
Benefits paid to participants$7,509,213
Plan auditUnmodified (clean) audit opinion
AuditorMOSS-ADAMS LLP
Plan history4
Yearassets · accounts · employer contribution
2025$130.4M · 555 accts · $3.3M emplr
2024$131.5M · 607 accts · $3.1M emplr
2023$116.7M · 584 accts · $3.0M emplr
2022$100.4M · 554 accts · $2.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,210
Investment management$14,807
Total administrative$20,017
The Wagstaff, Inc. 401(k) match · 2024
Employer contribution per active participant$6,491
Median for plans this size$3,635
2025$8,046 per active participant
2024$6,491 per active participant
2023$6,104 per active participant
2022$5,063 per active participant

Wagstaff, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping · Investment advisory (participants)$18,206

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Charles Schwab
2024Charles Schwab
2023Charles Schwab

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$24,502 · 0.02%
2024$20,017 · 0.02%
2023$17,068 · 0.02%
2022$16,140 · 0.01%
Same employer
Similar plansManufacturing · Washington
Darigold, Inc. WA$164.1M · 0.15%
Continental Mills, Inc WA$157.5M · 0.08%
Rec Silicon, Inc. WA$151.4M · 0.04%
Potlatchdeltic Corporation WA$145.3M · 0.11%
Northwest Pipe Company WA$129.8M · 0.06%
Sp Holdings, Inc. WA$113.1M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910722578 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.