Plan Ledger DOL Form 5500 · updated monthly

W.J. Deutsch & Sons, LTD. dba Deutsch Family401(k)

DEUTSCH FAMILY WINE & SPIRITS 401(K) SAVINGS PLAN · STAMFORD, CT · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

W.J. Deutsch & Sons, LTD. dba Deutsch Family reported $170,574 in plan administrative expenses for 2024: 0.21% of average plan assets, above the peer median. Employer contributions averaged $6,597 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.21%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other wholesale trade employers. By assets it is the 212th-largest of 1,106 plans among Connecticut employers on file, and the 482nd of 4,246 in wholesale trade. In 2024, employees put in $2.13 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$87,391,590
Participants with balances474
Active participants388
Employer contributions$2,559,546
Employee contributions$5,459,899
Employer contribution per active participant$6,597
Average account balance$184,370
Benefits paid to participants$5,010,317
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$87.4M · 474 accts · $2.6M emplr
2023$73.1M · 471 accts · $2.5M emplr
2022$60.5M · 473 accts · $2.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$123,085
Investment management$47,489
Total administrative$170,574
The W.J. Deutsch & Sons, LTD. dba Deutsch Family 401(k) match · 2024
Employer contribution per active participant$6,597
Median for plans this size$3,635
2024$6,597 per active participant
2023$6,806 per active participant
2022$6,625 per active participant

W.J. Deutsch & Sons, LTD. dba Deutsch Family's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$123,085
CERITY PARTNERS · Investment advisory (plan)$47,489

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$170,574 · 0.21%
2023$258,476 · 0.39%
2022$181,817 · 0.29%
Same employer
Similar plansWholesale Trade · Connecticut
Dairyland USA Corp. CT$117.3M · 0.25%
Timex Group USA, Inc. CT$116.2M · 0.10%
Bozzuto's, Inc. CT$95.1M · 0.07%
Icon International, Inc. CT$60.6M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 133539989 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.