Plan Ledger DOL Form 5500 · updated monthly

W. E. Aubuchon Co., Inc.401(k)

W. E. AUBUCHON CO., INC. 401(K) RETIREMENT PLAN · WESTMINSTER, MA · plan year 2025

Reported admin expense ratio · 2025
0.18%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

W. E. Aubuchon Co., Inc. reported $108,392 in plan administrative expenses for 2025: 0.18% of average plan assets, above the peer median. Employer contributions averaged $867 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.32% to 0.18%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other retail trade employers. By assets it is the 581st-largest of 2,726 plans among Massachusetts employers on file, and the 538th of 5,215 in retail trade. In 2025, employees put in $2.33 for every $1.00 the employer contributed; active participation has grown from 1,394 to 1,975 since 2022.

Plan summary
Net assets, end of year$64,441,067
Participants with balances2,628
Active participants1,975
Employer contributions$1,712,623
Employee contributions$3,982,847
Employer contribution per active participant$867
Average account balance$24,521
Benefits paid to participants$7,965,373
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$64.4M · 2,628 accts · $1.7M emplr
2024$58.1M · 2,101 accts · $1.3M emplr
2023$52.0M · 1,793 accts · $1.3M emplr
2022$42.8M · 1,665 accts · $1.1M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$68,485
Investment management$24,668
Audit (IQPA)$14,900
Total administrative$108,392
The W. E. Aubuchon Co., Inc. 401(k) match · 2025
Employer contribution per active participant$867
Median for plans this size$4,093
2025$867 per active participant
2024$689 per active participant
2023$915 per active participant
2022$791 per active participant

W. E. Aubuchon Co., Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$68,485
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$24,668
CARON & BLETZER, PLLC · Accounting / audit$14,900

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$108,392 · 0.18%
2024$128,159 · 0.23%
2023$155,673 · 0.33%
2022$156,081 · 0.32%
Same employer
Similar plansRetail Trade · Massachusetts
Ahold Delhaize USA, Inc. MA$83.7M · 0.02%
Jill Acquisition LLC MA$82.9M · 0.22%
C & J Clark America, Inc. MA$71.4M · 0.50%
Red Thread Spaces LLC MA$58.0M · 0.14%
Simplisafe, Inc. MA$55.3M · 0.40%
Rgg Services, Inc. MA$53.8M · 0.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 041050290 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.