Plan Ledger DOL Form 5500 · updated monthly

Vulcan Materials Company401(k)

VULCAN 401K PLAN · BIRMINGHAM, AL · plan year 2025

Reported admin expense ratio · 2025
0.17%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Vulcan Materials Company reported $2,734,270 in plan administrative expenses for 2025: 0.17% of average plan assets, higher than ~90% of peers. Employer contributions averaged $8,108 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.172%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other mining, oil & gas extraction employers. By assets it is the 3rd-largest of 902 plans among Alabama employers on file, and the 9th of 612 in mining, oil & gas extraction. In 2025, the employer put in $1.03 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$1,705,616,954
Participants with balances13,193
Active participants9,184
Employer contributions$74,461,525
Employee contributions$72,200,686
Employer contribution per active participant$8,108
Average account balance$129,282
Benefits paid to participants$194,167,503
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$1.7B · 13,193 accts · $74.5M emplr
2024$1.5B · 12,408 accts · $70.7M emplr
2023$1.4B · 13,528 accts · $78.5M emplr
2022$1.1B · 13,652 accts · $67.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$529,311
Investment management$2,202,259
Total administrative$2,734,270
The Vulcan Materials Company 401(k) match · 2025
Employer contribution per active participant$8,108
Median for plans this size$5,084
2025$8,108 per active participant
2024$7,668 per active participant
2023$9,101 per active participant
2022$7,131 per active participant

Vulcan Materials Company's 2025 employer contribution ran above the $5,084 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EMPOWER ANNUITY INSURANCE COMPANY · Loan processing · Recordkeeping$529,311
EMPOWER ADVISORY GROUP, LLC · Investment management · Investment advisory (participants)$2,202,259
EMPOWER FINANCIAL SERVICES, INC. · Securities brokerage$1,625

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Empower
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$2,734,270 · 0.17%
2024$2,516,118 · 0.18%
2023$2,207,359 · 0.18%
2022$2,029,331 · 0.17%
All plans at this employer2
VULCAN 401K PLAN401(k)
CMG HOURLY 401(K) PLAN401(k)
Same employer
Similar plansMining, Oil & Gas Extraction · Alabama
Energy Transfer LP TX$2.8B · 0.05%
Freeport-McMoran Inc. AZ$2.7B · 0.01%
Eog Resources, Inc. TX$1.3B · 0.02%
Devon Energy Corporation OK$1.1B · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208579133 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.