Plan Ledger DOL Form 5500 · updated monthly

Vp Compliance Holdings, LLC401(k)

CHARLES RIZZO & ASSOCIATES OF NY, INC. 401(K) RETIREMENT PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Vp Compliance Holdings, LLC reported $2,364 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,611 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.05% to 0.03%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in New York (3,613th of 5,648), and the 1,656th of 3,341 in other services. In 2024, employees put in $1.91 for every $1.00 the employer contributed; active participation has shrunk from 111 to 88 since 2022.

Plan summary
Net assets, end of year$9,997,047
Participants with balances128
Active participants88
Employer contributions$405,766
Employee contributions$775,540
Employer contribution per active participant$4,611
Average account balance$78,102
Benefits paid to participants$385,864
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $14K emplr
2024$10.0M · 128 accts · $406K emplr
2023$8.0M · 131 accts · $381K emplr
2022$7.7M · 141 accts · $455K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,364
Total administrative$2,364
The Vp Compliance Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$4,611
Median for plans this size$1,313
2024$4,611 per active participant
2023$4,235 per active participant
2022$4,103 per active participant

Vp Compliance Holdings, LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK LIFE INSURANCE CO · Recordkeeping · Investment management$914

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

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Administrative cost history4
2025Not separately reported
2024$2,364 · 0.03%
2023$4,025 · 0.05%
2022$3,541 · 0.05%
Similar plansOther Services · New York
The Bridge, Inc. NY$10.2M · 0.05%
The Mind Gym USA Inc NY$10.2M · 0.19%
Field Home-Holy Comforter NY$10.1M · 0.31%
American Jewish Committee NY$9.5M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 843157738 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.