Plan Ledger DOL Form 5500 · updated monthly

Viva USA Inc.401(k)

VIVA USA INC. 401(K) PLAN · ROLLING MEADOWS, IL · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Viva USA Inc. reported $2,999 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $414 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.05% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Illinois (2,896th of 3,702), and 9,622nd of 11,654 in professional & technical services. In 2024, employees put in $10.47 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,457,600
Participants with balances129
Active participants236
Employer contributions$97,655
Employee contributions$1,022,483
Employer contribution per active participant$414
Average account balance$42,307
Benefits paid to participants$993,558
Plan auditUnmodified (clean) audit opinion
AuditorPORTE BROWN LLC CPA
Plan history3
Yearassets · accounts · employer contribution
2024$5.5M · 129 accts · $98K emplr
2023$4.7M · 142 accts · $90K emplr
2022$3.7M · 124 accts · $75K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,999
Total administrative$2,999
The Viva USA Inc. 401(k) match · 2024
Employer contribution per active participant$414
Median for plans this size$1,313
2024$414 per active participant
2023$353 per active participant
2022$291 per active participant

Viva USA Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP, INC. · Loan processing · Recordkeeping$2,999
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$2,999 · 0.06%
2023$2,055 · 0.05%
2022$1,940 · 0.05%
Similar plansProfessional & Technical Services · Illinois
Nijc, Nfp IL$5.8M · 0.07%
H2O Clinical LLC IL$5.6M · 0.05%
Synectics Inc. IL$5.6M · 0.48%
Themathcompany IL$5.3M · 0.14%
The Cara Group, Inc. IL$5.2M · 0.36%
Packback, Inc. IL$5.1M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 364077368 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.