Plan Ledger DOL Form 5500 · updated monthly

Viterra USA Holdings, LLC401(k)

GAVILON 401(K) PLAN FOR SALARIED AND HOURLY EMPLOYEES · OMAHA, NE · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Viterra USA Holdings, LLC reported $146,344 in plan administrative expenses for 2024: 0.08% of average plan assets, below the peer median. Employer contributions averaged $6,595 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.12% to 0.08%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 39th-largest of 565 plans among Nebraska employers on file, and the 603rd of 4,798 in finance & insurance. In 2024, the employer put in $1.02 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$188,422,624
Participants with balances1,511
Active participants1,134
Employer contributions$7,478,334
Employee contributions$7,329,946
Employer contribution per active participant$6,595
Average account balance$124,701
Benefits paid to participants$22,975,990
Plan auditUnmodified (clean) audit opinion
AuditorLUTZ & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$188.4M · 1,511 accts · $7.5M emplr
2023$171.8M · 1,503 accts · $7.2M emplr
2022$184.7M · 1,627 accts · $8.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,823
Investment management$67,925
Audit (IQPA)$22,000
Total administrative$146,344
The Viterra USA Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$6,595
Median for plans this size$3,635
2024$6,595 per active participant
2023$6,482 per active participant
2022$7,138 per active participant

Viterra USA Holdings, LLC's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$67,925
SEYFARTH SHAW · Legal$33,096
LUTZ · Accounting / audit$22,000
SAGEVIEW · Consulting$12,500
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$10,823

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$146,344 · 0.08%
2023$194,928 · 0.11%
2022$258,377 · 0.12%
All plans at this employer2
GAVILON 401(K) PLAN FOR SALARIED AND HOURLY EMPLOYEES401(k)
GAVILON 401(K)PLAN FOR UNION EMPLOYEES401(k)
Same employer
Similar plansFinance & Insurance · Nebraska
National Indemnity Company NE$600.1M · 0.01%
Union Bank & Trust Company NE$317.2M · 0.01%
Lauritzen Corporation NE$96.0M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 412274428 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.