Plan Ledger DOL Form 5500 · updated monthly

VistabilityDC plan

403B PLAN OF CONTRA COSTA ARC · MARTINEZ, CA · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Vistability reported $1,367 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $420 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.014% to 0.014%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in California (5,247th of 9,483), and the 1,587th of 3,341 in other services. In 2024, employees put in $3.50 for every $1.00 the employer contributed; active participation has grown from 234 to 317 since 2022.

Plan summary
Net assets, end of year$10,769,470
Participants with balances248
Active participants317
Employer contributions$133,044
Employee contributions$465,649
Employer contribution per active participant$420
Average account balance$43,425
Benefits paid to participants$407,226
Plan auditUnmodified (clean) audit opinion
AuditorBPM LLP
Plan history3
Yearassets · accounts · employer contribution
2024$10.8M · 248 accts · $133K emplr
2023$9.4M · 246 accts · $127K emplr
2022$8.5M · 243 accts · $116K emplr
Employer contributions to the Vistability plan · 2024
Employer contribution per active participant$420
Median for plans this size$2,416
2024$420 per active participant
2023$428 per active participant
2022$495 per active participant

Vistability's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$1,694

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$1,367 · 0.01%
2023$668 · 0.01%
2022$1,352 · 0.01%
Same employer
Similar plansOther Services · California
United Agribusiness League CA$11.3M · 0.03%
Madison Reed CA$10.8M · 0.30%
Data Exchange Corporation CA$10.8M · 0.02%
United Way, Inc. CA$10.8M · 0.02%
Echo Foundation CA$10.7M · 0.27%
Oil Changer, Inc. CA$10.7M · 0.59%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941606517 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.