Plan Ledger DOL Form 5500 · updated monthly

Vista Ford Inc.401(k)

VISTA FORD EMPLOYEE SAVINGS/RETIREMENT PLAN · WOODLAND HILLS, CA · plan year 2024

Reported admin expense ratio · 2024
0.54%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Vista Ford Inc. reported $66,965 in plan administrative expenses for 2024: 0.54% of average plan assets, higher than ~75% of peers. Employer contributions averaged $280 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.59% to 0.54%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (4,790th of 9,483), and the 2,155th of 5,215 in retail trade. In 2024, employees put in $11.07 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,895,908
Participants with balances112
Active participants93
Employer contributions$26,054
Employee contributions$288,317
Employer contribution per active participant$280
Average account balance$115,142
Benefits paid to participants$649,299
Plan auditUnmodified (clean) audit opinion
AuditorBERLINER AND COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$12.9M · 112 accts · $26K emplr
2023$11.9M · 122 accts · $30K emplr
2022$12.1M · 149 accts · $53K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$50,479
Total administrative$66,965
The Vista Ford Inc. 401(k) match · 2024
Employer contribution per active participant$280
Median for plans this size$2,416
2024$280 per active participant
2023$341 per active participant
2022$622 per active participant

Vista Ford Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
NATIONAL AUTOMOBILE DEALERS ASSOCIA$14,131
CAPFINANCIAL PARTNERS LLC DBA CAPTR$2,355
NORTHEAST RETIREMENT SERVICES, INC. · Contract administrator$1,472
AMERIPRISE FINANCIAL SERVICES LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$66,965 · 0.54%
2023$66,591 · 0.56%
2022$89,462 · 0.59%
Similar plansRetail Trade · California
Pete's Road Service, Inc. CA$13.0M · 0.11%
Signal Products, Inc. CA$12.9M · 0.03%
Chuck Patterson, Inc. CA$12.8M · 1.00%
Cardenas Markets LLC CA$12.6M · 0.79%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952871788 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.