Plan Ledger DOL Form 5500 · updated monthly

Vintage Stock401(k)

VINTAGE STOCK SAFE HARBOR 401(K)PLAN · JOPLIN, MO · plan year 2024

Reported admin expense ratio · 2024
1.15%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Vintage Stock reported $54,480 in plan administrative expenses for 2024: 1.15% of average plan assets, higher than ~75% of peers. Employer contributions averaged $334 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.07% to 1.15%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Missouri (1,088th of 1,393), and 3,777th of 5,215 in retail trade. In 2024, employees put in $1.59 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,954,192
Participants with balances188
Active participants445
Employer contributions$148,649
Employee contributions$236,264
Employer contribution per active participant$334
Average account balance$26,352
Benefits paid to participants$459,771
Plan auditUnmodified (clean) audit opinion
AuditorKPM, CPAS, PC
Plan history3
Yearassets · accounts · employer contribution
2024$5.0M · 188 accts · $149K emplr
2023$4.6M · 163 accts · $114K emplr
2022$4.2M · 151 accts · $108K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,550
Investment management$51,930
Total administrative$54,480
The Vintage Stock 401(k) match · 2024
Employer contribution per active participant$334
Median for plans this size$1,313
2024$334 per active participant
2023$272 per active participant
2022$254 per active participant

Vintage Stock's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
DEFINITI, LLC · Recordkeeping$1,190
JOHN HANCOCK USA · Recordkeeping · Investment management$500
WELLS FARGO ADVISORS · Investment advisory (participants)$24,207

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Definiti, John Hancock
2023ADVANCED PLAN DESIGNS, Definiti, John Hancock

This plan has changed recordkeepers within these filings. If you left Vintage Stock before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$54,480 · 1.15%
2023$55,677 · 1.27%
2022$47,093 · 1.07%
Similar plansRetail Trade · Missouri
Thompson Sales Company MO$5.3M · 0.26%
Red Cross Pharmacy, Inc. MO$5.3M · 0.50%
Christian Foods II, Lc MO$5.2M · 0.12%
Battery Outfitters Inc MO$4.3M · 0.72%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431571679 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.