Plan Ledger DOL Form 5500 · updated monthly

Villa Esperanza Services403(b)

VILLA ESPERANZA 403(B) RETIREMENT SAVINGS PLAN · PASADENA, CA · plan year 2024

Reported admin expense ratio · 2024
0.95%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Villa Esperanza Services reported $66,688 in plan administrative expenses for 2024: 0.95% of average plan assets, higher than ~75% of peers. Employer contributions averaged $649 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.08% to 0.95%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (6,144th of 9,483), and 6,617th of 11,911 in health care & social assistance. In 2024, employees put in $1.74 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,612,172
Participants with balances153
Active participants329
Employer contributions$213,446
Employee contributions$370,895
Employer contribution per active participant$649
Average account balance$49,753
Benefits paid to participants$276,297
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.6M · 153 accts · $213K emplr
2023$6.5M · 160 accts · $208K emplr
2022$5.2M · 166 accts · $189K emplr
Administrative expenses, itemized · 2024
Investment management$39,579
Audit (IQPA)$27,109
Total administrative$66,688
Employer contributions to the Villa Esperanza Services plan · 2024
Employer contribution per active participant$649
Median for plans this size$1,313
2024$649 per active participant
2023$667 per active participant
2022$572 per active participant

Villa Esperanza Services's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$39,579
INDEPENDENT FINANCIAL GROUP LLC · Investment advisory (plan)$27,109

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$66,688 · 0.95%
2023$58,410 · 1.00%
2022$60,703 · 1.08%
Same employer
Similar plansHealth Care & Social Assistance · California
Rollinsnelson Grp, LLC CA$7.7M · 0.99%
Amigo Baby Inc CA$7.6M · 0.03%
Solheim Lutheran Home CA$7.5M · 0.84%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 952148860 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.