Plan Ledger DOL Form 5500 · updated monthly

Emprise Group, Inc.401(k)

VI-JON PERSONAL CHOICE 401(K) RETIREMENT PLAN FKA CUMBERLAND SWAN HOLDINGS, INC. RETIREMENT INCOME SAVINGS PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Emprise Group, Inc. reported $126,017 in plan administrative expenses for 2024: 0.15% of average plan assets, above the peer median. Employer contributions averaged $1,547 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.153%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 215th-largest of 1,393 plans among Missouri employers on file, and the 2,139th of 13,661 in manufacturing. In 2024, employees put in $1.92 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$85,359,603
Participants with balances1,736
Active participants1,428
Employer contributions$2,208,641
Employee contributions$4,236,102
Employer contribution per active participant$1,547
Average account balance$49,170
Benefits paid to participants$11,167,925
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$85.4M · 1,736 accts · $2.2M emplr
2023$79.3M · 1,503 accts · $2.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$76,612
Investment management$32,500
Audit (IQPA)$16,905
Total administrative$126,017
The Emprise Group, Inc. 401(k) match · 2024
Employer contribution per active participant$1,547
Median for plans this size$3,635
2024$1,547 per active participant
2023$1,926 per active participant

Emprise Group, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$80,497
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$24,375
BKD · Accounting / audit$13,020
WELLTH ADVISORY SERVICES LLC · Investment advisory (plan)$8,125

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$126,017 · 0.15%
2023$114,992 · 0.15%
All plans at this employer2
VI-JON EMPLOYEE STOCK OWNERSHIP PLANESOP
VI-JON PERSONAL CHOICE 401(K) RETIREMENT PLAN FKA CUMBERLAND SWAN HOLDINGS, INC. RETIREMENT INCOME SAVINGS PLAN401(k)
Same employer
Similar plansManufacturing · Missouri
Lmi Aerospace, Inc. MO$89.2M · 0.26%
Novus International, Inc. MO$88.9M · 0.07%
Ammega US Inc MO$87.5M · 0.28%
Curium US LLC MO$85.1M · 0.17%
Milbank Manufacturing Co. MO$85.1M · 0.18%
Delaval Inc. MO$81.8M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 852687843 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.