Plan Ledger DOL Form 5500 · updated monthly

Vf Corporation401(k) + ESOP (KSOP)

VF 401K SAVINGS PLAN · GREENSBORO, NC · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Vf Corporation reported $1,202,189 in plan administrative expenses for 2025: 0.11% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,438 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.13% to 0.11%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other manufacturing employers. By assets it is the 40th-largest of 2,005 plans among North Carolina employers on file, and the 296th of 13,661 in manufacturing. In 2025, employees put in $1.47 for every $1.00 the employer contributed; active participation has shrunk from 18,217 to 12,452 since 2022.

Plan summary
Net assets, end of year$1,145,890,660
Participants with balances16,157
Active participants12,452
Employer contributions$30,359,425
Employee contributions$44,602,791
Employer contribution per active participant$2,438
Average account balance$70,922
Benefits paid to participants$170,738,689
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$1.1B · 16,157 accts · $30.4M emplr
2024$1.1B · 17,332 accts · $33.5M emplr
2023$986.6M · 19,524 accts · $34.5M emplr
2022$874.1M · 19,947 accts · $36.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$554,823
Investment management$564,247
Audit (IQPA)$61,000
Total administrative$1,202,189
The Vf Corporation 401(k) match · 2025
Employer contribution per active participant$2,438
Median for plans this size$5,084
2025$2,438 per active participant
2024$2,356 per active participant
2023$2,099 per active participant
2022$2,011 per active participant

Vf Corporation's 2025 employer contribution ran below the $5,084 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20257
FIDELITY INVESTMENTS INSTITUTIONAL · Recordkeeping · Trustee$554,823
FINANCIAL ENGINES · Investment advisory (plan)$334,247
STATE STREET GLOBAL ADVISORS · Consulting$100,000
AON CONSULTING, INC. · Consulting · Investment advisory (plan)$90,000
BDO USA, P.C. · Accounting / audit$61,000
MMA SECURITIES LLC · Consulting$40,000
SEYFARTH SHAW LLP · Legal$22,119

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Fidelity
2024Fidelity
2023Fidelity

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$1,202,189 · 0.11%
2024$1,238,976 · 0.12%
2023$1,331,154 · 0.14%
2022$1,282,856 · 0.13%
Same employer
Similar plansManufacturing · North Carolina
Sealed Air Corporation NC$1.5B · 0.04%
Spx Enterprises, LLC NC$1.1B · 0.05%
Biomerieux, Inc. NC$1.1B · 0.08%
Albemarle Corporation NC$956.9M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231180120 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.