Plan Ledger DOL Form 5500 · updated monthly

Vancouver Ford, Inc.401(k)

VANCOUVER FORD 401(K) SAVINGS PLAN · VANCOUVER, WA · plan year 2023

Reported admin expense ratio · 2023
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Vancouver Ford, Inc. reported $1,751 in plan administrative expenses for 2023: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $349 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.13%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Washington (1,217th of 1,714), and 3,217th of 5,215 in retail trade. In 2023, employees put in $8.33 for every $1.00 the employer contributed; active participation has grown from 114 to 126 since 2022.

Plan summary
Net assets, end of year$7,232,797
Participants with balances135
Active participants126
Employer contributions$43,929
Employee contributions$366,053
Employer contribution per active participant$349
Average account balance$53,576
Benefits paid to participants$376,739
Plan auditUnmodified (clean) audit opinion
AuditorROGERS CLEM & COMPANY
Plan history4
Yearassets · accounts · employer contribution
2025$0
2024$4.6M · 149 accts · $37K emplr
2023$7.2M · 135 accts · $44K emplr
2022$6.2M · 125 accts · $39K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$1,751
Total administrative$1,751
The Vancouver Ford, Inc. 401(k) match · 2023
Employer contribution per active participant$349
Median for plans this size$1,308
2023$349 per active participant
2022$345 per active participant

Vancouver Ford, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$21,020

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025The Standard
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$7,556 · 0.13%
2023$1,751 · 0.03%
2022$2,977 · 0.04%
Similar plansRetail Trade · Washington
Edge Construction Supply WA$7.2M · 0.51%
Sound Ford, Inc WA$7.0M · 1.02%
Evergreen Ford WA$6.9M · 0.67%
Rodland Motor Company WA$6.6M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910612161 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.