Plan Ledger DOL Form 5500 · updated monthly

Valley Youth House401(k)

VALLEY YOUTH HOUSE COMMITTEE, INC. 401(K) PLAN · BETHLEHEM, PA · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Valley Youth House reported $82,612 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,225 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.40% to 0.57%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 1,772nd-largest of 3,651 plans among Pennsylvania employers on file, and the 1,239th of 3,341 in other services. In 2024, employees put in $1.46 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,921,821
Participants with balances516
Active participants429
Employer contributions$954,670
Employee contributions$1,390,445
Employer contribution per active participant$2,225
Average account balance$30,856
Benefits paid to participants$1,613,064
Plan auditUnmodified (clean) audit opinion
AuditorRKL LLP
Plan history3
Yearassets · accounts · employer contribution
2024$15.9M · 516 accts · $955K emplr
2023$13.0M · 509 accts · $795K emplr
2022$9.8M · 466 accts · $751K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$44,830
Investment management$37,782
Total administrative$82,612
The Valley Youth House 401(k) match · 2024
Employer contribution per active participant$2,225
Median for plans this size$2,416
2024$2,225 per active participant
2023$1,853 per active participant
2022$1,906 per active participant

Valley Youth House's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK · Recordkeeping · Loan processing$44,830
CAPFINANCIAL PARTNERS, LLC · Investment advisory (plan)$37,782

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$82,612 · 0.57%
2023$73,069 · 0.64%
2022$145,240 · 1.40%
Same employer
Similar plansOther Services · Pennsylvania
Serge Global, Inc. PA$17.6M · 0.31%
American Reading Company PA$16.5M · 0.11%
Alco Parking Corporation PA$16.1M · 0.31%
Clark Service Group, Inc. PA$15.7M · 0.45%
Aaa North Penn PA$14.6M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 237178820 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.