Plan Ledger DOL Form 5500 · updated monthly

Valley View Bancshares, Inc.401(k)

VALLEY VIEW BANCSHARES, INC. 401(K) PLAN · OVERLAND PARK, KS · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Valley View Bancshares, Inc. reported $71,364 in plan administrative expenses for 2025: 0.10% of average plan assets, below the peer median. Employer contributions averaged $5,719 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.04% to 0.10%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 98th-largest of 828 plans among Kansas employers on file, and the 1,296th of 4,798 in finance & insurance. In 2025, the employer put in $1.04 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$70,541,769
Participants with balances559
Active participants436
Employer contributions$2,493,537
Employee contributions$2,402,374
Employer contribution per active participant$5,719
Average account balance$126,193
Benefits paid to participants$13,495,739
Plan auditUnmodified (clean) audit opinion
AuditorTHE WHITLOCK COMPANY, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$70.5M · 559 accts · $2.5M emplr
2024$70.3M · 580 accts · $2.5M emplr
2023$64.7M · 603 accts · $2.5M emplr
2022$57.2M · 655 accts · $2.1M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$28,910
Trustee / custodial$42,454
Total administrative$71,364
The Valley View Bancshares, Inc. 401(k) match · 2025
Employer contribution per active participant$5,719
Median for plans this size$4,093
2025$5,719 per active participant
2024$5,583 per active participant
2023$5,508 per active participant
2022$4,520 per active participant

Valley View Bancshares, Inc.'s 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
ALLEN, GIBBS & HOULIK, L.C. · Recordkeeping · Loan processing$28,965
BENEFIT TRUST CO. · Trustee · Trustee (discretionary)$42,454

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ALLEN, GIBBS & HOULIK, L.C.
2024ALLEN, GIBBS & HOULIK, L.C.
2023ALLEN, GIBBS & HOULIK, L.C.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$71,364 · 0.10%
2024$27,467 · 0.04%
2023$28,866 · 0.05%
2022$26,432 · 0.04%
Same employer
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Sunflower Bank, N.A. KS$120.2M · 0.15%
Relation Insurance, Inc. KS$114.9M · 0.21%
The Midwest Trust Company KS$75.3M · 0.02%
Advisors Excel, LLC KS$73.8M · 0.30%
Curo Management LLC KS$62.5M · 0.80%
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Source: U.S. Department of Labor, Form 5500 series, EIN 480804902 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.