Plan Ledger DOL Form 5500 · updated monthly

Valley Packaging Corp.401(k)

VALLEY PACKAGING CORP. 401(K) PROFIT SHARING PLAN · PULASKI, TN · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Valley Packaging Corp. reported $5,311 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,006 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.050% to 0.054%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Tennessee (823rd of 1,496), and 8,652nd of 13,661 in manufacturing. In 2024, employees put in $1.78 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,293,878
Participants with balances103
Active participants134
Employer contributions$268,761
Employee contributions$478,024
Employer contribution per active participant$2,006
Average account balance$99,941
Benefits paid to participants$1,134,568
Plan auditUnmodified (clean) audit opinion
AuditorKRAFTCPAS PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$10.3M · 103 accts · $269K emplr
2023$9.5M · 110 accts · $223K emplr
2022$9.9M · 117 accts · $227K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,275
Investment management$4,036
Total administrative$5,311
The Valley Packaging Corp. 401(k) match · 2024
Employer contribution per active participant$2,006
Median for plans this size$1,313
2024$2,006 per active participant
2023$1,420 per active participant
2022$1,609 per active participant

Valley Packaging Corp.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,275

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$5,311 · 0.05%
2023$5,362 · 0.06%
2022$5,349 · 0.05%
Similar plansManufacturing · Tennessee
Aluma-Form, Inc. TN$10.8M · 0.41%
Top Flight, Inc. TN$10.4M · 0.47%
Schwan Cosmetics USA, Inc. TN$10.0M · 0.45%
Tpi Corporation TN$9.9M · 0.60%
Floats and Fuel Cells TN$9.9M · 0.21%
Envision Aesc US, LLC TN$9.9M · 0.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621210397 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.