Plan Ledger DOL Form 5500 · updated monthly

Valley Family Health Care, Inc.403(b)

VALLEY FAMILY HEALTH CARE, INC. 403(B) PLAN · PAYETTE, ID · plan year 2025

Reported admin expense ratio · 2025
0.30%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Valley Family Health Care, Inc. reported $36,583 in plan administrative expenses for 2025: 0.30% of average plan assets, above the peer median. Employer contributions averaged $2,579 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.33% to 0.30%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 138th-largest of 349 plans among Idaho employers on file, and the 4,789th of 11,911 in health care & social assistance. In 2025, employees put in $2.02 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,539,737
Participants with balances305
Active participants260
Employer contributions$670,652
Employee contributions$1,353,788
Employer contribution per active participant$2,579
Average account balance$44,393
Benefits paid to participants$1,315,787
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$13.5M · 305 accts · $671K emplr
2024$11.1M · 304 accts · $603K emplr
2023$9.1M · 280 accts · $558K emplr
2022$6.9M · 284 accts · $492K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$36,583
Total administrative$36,583
Employer contributions to the Valley Family Health Care, Inc. plan · 2025
Employer contribution per active participant$2,579
Median for plans this size$2,666
2025$2,579 per active participant
2024$2,232 per active participant
2023$2,214 per active participant
2022$1,865 per active participant

Valley Family Health Care, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$36,583
NORTHWESTERN MUTUAL WEALTH MGMT · Investment advisory (plan)indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$36,583 · 0.30%
2024$31,255 · 0.31%
2023$26,514 · 0.33%
2022$25,912 · 0.33%
Same employer
Similar plansHealth Care & Social Assistance · Idaho
Caribou Medical Center Plan ID$14.3M · 0.40%
North Canyon Medical Center ID$14.3M · 0.99%
Jannus, Inc. ID$13.4M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820371383 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.