Plan Ledger DOL Form 5500 · updated monthly

Valley Community Counseling Services, Inc.403(b)

VALLEY COMMUNITY COUNSELING SERVICES 403(B) PLAN · STOCKTON, CA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Valley Community Counseling Services, Inc. reported $15,295 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $2,854 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.22%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (6,301st of 9,483), and 6,822nd of 11,911 in health care & social assistance. In 2024, the employer put in $3.72 for every $1.00 employees contributed themselves; active participation has grown from 121 to 136 since 2022.

Plan summary
Net assets, end of year$7,093,127
Participants with balances149
Active participants136
Employer contributions$388,097
Employee contributions$104,202
Employer contribution per active participant$2,854
Average account balance$47,605
Benefits paid to participants$916,097
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.1M · 149 accts · $388K emplr
2023$6.6M · 223 accts · $336K emplr
2022$5.8M · 181 accts · $330K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,295
Total administrative$15,295
Employer contributions to the Valley Community Counseling Services, Inc. plan · 2024
Employer contribution per active participant$2,854
Median for plans this size$1,313
2024$2,854 per active participant
2023$2,140 per active participant
2022$2,728 per active participant

Valley Community Counseling Services, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
CAPITAL GROUP RETIREMENT PLAN SERVI · Recordkeeping · Custodial (securities)$15,295

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CAPITAL GROUP RETIREMENT PLAN SERVI
2023CAPITAL GROUP RETIREMENT PLAN SERVI

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$15,295 · 0.22%
2023$5,580 · 0.09%
2022$3,634 · 0.07%
Similar plansHealth Care & Social Assistance · California
Monica Perlman, MD, Inc. CA$7.2M · 0.51%
Artesia Christian Home CA$7.2M · 0.86%
Hope Services CA$7.1M · 0.38%
Cap Diagnostics LLC CA$7.0M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942468972 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.