Plan Ledger DOL Form 5500 · updated monthly

Valley Chrome Plating, Inc.401(k)

VALLEY CHROME PLATING, INC. 401(K) PLAN · CLOVIS, CA · plan year 2025

Reported admin expense ratio · 2025
0.61%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Valley Chrome Plating, Inc. reported $60,523 in plan administrative expenses for 2025: 0.61% of average plan assets, above the peer median. Employer contributions averaged $1,887 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.57% to 0.61%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in California (5,306th of 9,483), and 8,536th of 13,661 in manufacturing. In 2025, employees put in $1.94 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,577,139
Participants with balances106
Active participants116
Employer contributions$218,909
Employee contributions$424,368
Employer contribution per active participant$1,887
Average account balance$99,784
Benefits paid to participants$488,673
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$10.6M · 106 accts · $219K emplr
2024$9.2M · 114 accts · $214K emplr
2023$8.0M · 114 accts · $220K emplr
2022$7.3M · 118 accts · $217K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$58,523
Total administrative$60,523
The Valley Chrome Plating, Inc. 401(k) match · 2025
Employer contribution per active participant$1,887
Median for plans this size$1,464
2025$1,887 per active participant
2024$1,864 per active participant
2023$1,978 per active participant
2022$1,994 per active participant

Valley Chrome Plating, Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
NAVIA BENEFIT SOLUTIONS, INC. · Recordkeeping · Investment management$20,000
COMMONWEALTH FINANCIAL NETWORK · Investment advisory (participants)$39,710

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock, NAVIA BENEFIT SOLUTIONS, INC.
2024John Hancock
2023John Hancock

This plan has changed recordkeepers within these filings. If you left Valley Chrome Plating, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$60,523 · 0.61%
2024$53,519 · 0.62%
2023$49,933 · 0.65%
2022$44,344 · 0.57%
Similar plansManufacturing · California
Digital Room LLC CA$10.7M · 0.90%
Latitude 36 Foods LLC CA$10.7M · 0.60%
Delphon Industries, LLC CA$10.6M · 0.48%
Fisker Group Inc. CA$10.5M · 0.15%
Everett Graphics, Inc. CA$10.5M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942449333 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.