Plan Ledger DOL Form 5500 · updated monthly

Vaco Holdings, LLC401(k)

VACO 401(K) PLAN · BRENTWOOD, TN · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Vaco Holdings, LLC reported $443,041 in plan administrative expenses for 2024: 0.22% of average plan assets, above the peer median. Employer contributions averaged $214 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.220%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other administrative & support services employers. By assets it is the 91st-largest of 1,496 plans among Tennessee employers on file, and the 90th of 2,534 in administrative & support services. In 2024, employees put in $22.73 for every $1.00 the employer contributed; active participation has shrunk from 7,124 to 6,031 since 2022.

Plan summary
Net assets, end of year$220,250,216
Participants with balances4,062
Active participants6,031
Employer contributions$1,289,249
Employee contributions$29,308,907
Employer contribution per active participant$214
Average account balance$54,222
Benefits paid to participants$26,534,357
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$220.3M · 4,062 accts · $1.3M emplr
2023$182.3M · 3,673 accts · $1.9M emplr
2022$138.1M · 3,286 accts · $2.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$156,603
Investment management$286,438
Total administrative$443,041
The Vaco Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$214
Median for plans this size$3,635
2024$214 per active participant
2023$321 per active participant
2022$326 per active participant

Vaco Holdings, LLC's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MERRILL LYNCH · Investment advisory (participants)$286,438

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$443,041 · 0.22%
2023$427,377 · 0.27%
2022$300,765 · 0.22%
Same employer
Similar plansAdministrative & Support Services · Tennessee
Trugreen Limited Partnership TN$465.6M · 0.22%
Beyond New Horizons, LLC TN$336.3M · 0.08%
Hire Right TN$226.8M · 0.12%
Ucor LLC TN$217.4M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 460863705 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.